DISCLAIMER

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For Official Plan Documents - Contact American Airlines.



The content (summary) of benefits included on this website page is for informational purposes only.  It should not be considered as, or substituted for, the official Plan Documents of American Airlines Group, Inc. 

BY ORDER OF THE ....... BANKRUPTCY COURT

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On November 29, 2011, AMR Corporation, the parent company of American Airlines  and American Eagle, and certain of our U.S.-based subsidiaries (including American and American Eagle) filed voluntary petitions for Chapter 11 Reorganization in the U.S. Bankruptcy Court for the Southern District of New York.  

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On July 25, 2018, the U.S. Bankruptcy Court, for the Southern District of New York, entered an Agreed Order - to provide some classifications of AA Retirees medical benefits and based on the following stipulations. 

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AMERICAN AIRLINES’ RETIREE 

MEDICAL BENEFITS GUIDE

Below is an "unofficial summary" of the AA Retiree Medical Benefits and what work groups qualify for them.  The website link for the Guide in included in the 2nd column of this  page to enable you to review and save the document. 


1. NOT ELIGIBLE: Pilots. They have access to a union-sponsored supplemental health plan.

 

2. NOT ELIGIBLE: Article 30 Flight Attendants.


3. As of January 10, 2010 - Officer, Management/Specialist and Support Staff; age 65 yrs. and over, are NOT ELIGIBLE. 

  • However, if you retired on or before December 31, 2010;  your plan will continue until you reach age 65 yrs. then coverage will end (when you become eligible for Medicare).


4. As of January 11, 2011 - Agent, Representative and Planner; age 65 yrs. and over, are NOT ELIGIBLE.  

  • However, if you retired prior to January 1, 2011; your plan will continue until you reach age 65 yrs., then coverage will end (when you become eligible for Medicare).


5. ELIGIBLE: Flight Attendants, TWU-Represented employees/retirees and Agents, Representatives, and Planners: 65 yrs. and over, if you retired on or before December 31, 2010. 

  • The Supplemental Medical Plan is a medical benefit plan covering eligible retirees of participating subsidiaries of AMR Corporation and their eligible spouses or company-recognized Domestic Partner.
  • Coverage under the Supplemental Medical Plan is available only to retirees who enroll for coverage when you first initiate your retiree medical coverage. If you do not enroll for coverage at this designated time or do not maintain the coverage through your retirement, you are not eligible for this coverage. 
  • This is a term (year-to-year) plan. You must maintain your coverage every year. 



UNOFFICIAL SUMMARY OF AA RETIREE MEDICAL BENEFIT OPTIONS

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WHAT OPTIONS ARE INCLUDED IN YOUR AA RETIREE MEDICAL BENEFITS?

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HOW DOES AA RETIREE MEDICAL BENEFITS WORK IF YOU DO NOT YET HAVE MEDICARE? 

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HOW DOES AA RETIREE MEDICAL BENEFITS WORK WITH ORIGINAL MEDICARE , MEDICARE ADVANTAGE,  AND OTHER SUPPLEMENTAL MEDICAL PLANS?

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The Retiree Medical Benefits Guide (Options) can be reviewed on this website link. You will need to copy and paste this link into your Web Browser. https://my.aa.com/wp-content/uploads/2017/08/12275_rbg_aa_prior.pdf


The document is 287 pages and can be saved to your computer as a .pdf document. We suggest that you do save the Guide to your computer for future reference.

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RETIREE MEDICAL BENEFITS GUIDE


  • Retiree Standard Medical (RSM)
  • Retiree Value Plus Option 
  • Retiree HMO (RHMO) 
  • Supplemental Medical Plan 
  •  Medicare Coverage 
  • Retiree Life Insurance Benefit 
  • Long-Term Care Insurance 

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ANNUAL ENROLLMENT PERIOD

American’s Annual Enrollment Period for 2018 to change coverage during 2019 was; OCT 15 – OCT 26, 2018 and has ended.

  • This was the once a year opportunity to make changes to your benefit plan. 

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There is more Information about AA Retiree Medical Benefits  and we have included the website link below.


Included on the Website;

  • Getting Started
  • American Pre-65 Retiree Medical.
  • How The Retiree Standard Medical Option Works.
  • Retiree Standard Medical (RSM) Features.
  • Prescription Coverage.
  • 2019 RSM Contributions.
  • Legacy US Airways Pre-65 Medical.


  • Via Benefits;

Once you retire, American has agreed to allow Via Benefits (previously known as OneExchange) to offer you and your dependents options for health care coverage on the individual market. 


Via Benefits offers additional options that may have better coverage and/or lower costs than the American retiree plans.

My.AA.com/Retiree-Benefits

AA RETIREE MEDICAL, MEDICARE (MEDIGAP), SUPPLEMENTAL PLANS

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We encourage you contact American Senior Benefits to assist you with you AA Retiree Benefits, Medicare, and Supplemental Medical Plans.  


American Senior Benefits has licensed professionals who can help you to understand your AA medical benefits and how they work with Original Medicare, Medical Advantage, and other Supplemental Medical Insurance Plans.


They have reviewed  the AA Retirees Medical Benefits and can explain the plan options available to you. 

 

If you are currently covered by Medicare and a Supplemental Plan - you may also want to contact ABS to COMPARE PLANS to determine if there is an equivocal plan with a lower monthly premium, or one which can provide you with more coverage.


ABS can also provide you with plans and costs pertaining to Dental Plans, and Cancer Insurance Policies.


WHAT SHOULD YOU DO NOW?

Contact Kobey Liles, a licensed professional, at American Senior Benefits to assist you and explain the various plans for which you are eligible. 


(972) 740-2658 

OR 

Email:  kliles@asbtex.com


Please let Kobey know you are an AA retiree and an AMRRC member. You will 'always' receive a return call from him if he is not immediately available. There are NOT numerous pre-recorded prompts to reach him. 


JAN 1 - MAR 31, 2019 

OPEN & DIS-ENROLLMENT PERIOD 

For Medicare Advantage Plan(s)

During this time, eligible beneficiaries may make the following changes:        

  • Switch between Medicare Advantage Plans and Providers. Or
  • Switch to Original Medicare with or without Part D (Prescription Drug Coverage).
  • Any changes made during this period are effective on the 1st day of the following month. 
  • Previously, if you were not satisfied with your current Advantage Plan Provider you could only use this period to enroll in Original Medicare but not change to another Advantage Plan.


AMRRC has been personally instrumental in ensuring that AA Retirees/AMRRC Members are provided with the special care they deserve. Trying to navigate all these plans and options on your own is difficult and your medical benefits are one of the most critical choices you will make in your life-time.


AMERICAN SENIOR Benefits - Kobey Liles